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When I declared bankruptcy, I did not surrender one of my cedit cards. It had a zero balance, and I had forgotten that I had it because I had not used it in over 3 years. I did not do this on purpose. Anyway, I am about 1 month away from being discharged, and I […]
My son is likely going to declare bankruptcy shortly, and I am worried that a life insurance policy I purchased when he was a teenager to cover burying him if a disaster happened, have paid the last 15 years and that he has never had any control over will have to be declared in the […]
My wife and I recently filled for bankruptcy (March 06). We were told that the house and our vehicle (we only have 1) would not get re-possesed. Now almost 4 months later we are told that our vehicle is getting re-possesed. We have 2 small kids and need a vehicle. However, no financial institution are […]
Hello, I filed a 5 year consumer proposal in 2004 and I am hoping to pay it off early. I recently obtained a secured Mastercard and decided to see my Equifax credit report. My FICO score is 642 right now. There are a few things on this report that do make me a little uneasy. […]
I am trying to avoid bankruptcy as it is pretty much not an option for me since I have student loans. I am not willing to wait 10 years after my last day in university before I can apply for a discharge. This being said, I have a few (2 bills) in collection at the […]
Our house is in my husbands name and my sisters name. She is considering bankruptcy. What will happen to the house in this case? Could we loose it because of her bankruptcy?
Would my claiming bankruptcy affect the person who co-borrowed, co-signed for a line of credit which i applied for, and if so how?
Hello. I would like some information and hopefully you can help. If I would like to sell our home, the mortagage is in both of our names. If I’m discharged from my bankruptcy and my common-law is not discharged yet,how does that work. Selling seems like are only option because we just can’t afford the […]
Hi, my consumer proposal ended in May 2006. Shouldn’t I be receiving a letter or statement from my trustee declaring that the proposal is over and paid? Thank you
I am thinking about filing and was wondering if a contribution that I had made to a spousal RRSP several years ago would be seizable?
