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Me and my husband have joint debt…currently separated and he decided it would be beneficial if just one filed to give each other a fresh start…he cannot get any of the debt in just his name so he cant file alone…does this mean we both have to file? Posted from: Ontario
Hi, I it`s very embarassing for me to ask this question. I had an absolute life and death situation and I did have to come to multiple payday loan landers to apply for a loan. Initially I intended to pay the money back to each lender, hovewer things didn`t work out and I defaulted. How […]
what would be better a consumer proposal or bankruptcy? the bank froze my account because i owe CIBC Visa about 8000.00, i also owe 14000.00 to TD visa and 19000.00 to PC Master card. would appreciate any suggestions. Posted from: Saskatchewan
If I own real estate,valued at 70 000, under joint tennacy (my residence). Why do I have to hand over my share to the trustee in order to pay unsecured debt. I really don`t see any legal right they have to assets, because nothing has been pledge to them. Which attorneys have verified.. Posted from: […]
I had received a settlement of $30,000 in August of 2008 for a disability judgement against a former employer. I used it all to pay back my family and friends (i have been unemployed since 2003). I only have about $1000 left in savings and receive about $327 monthly in Child Tax Credit. I am […]
what are the disadvantages to declaring personal bankruptcy? Posted from: Ontario
From what I have read, it seems that the timeline to being fully released from your bankruptcy and able to start repairing your credit can be faster than doing a proposal. If you have been given a 5 year payment plan on your proposal, once paid you have a 3 year wait for the proposal […]
My husband and I think that the smartest solution to our financial issues to for me to declare bankruptcy and for him to do a proposal (he has to be bondable for his job)but the bankruptcy expert we saw said that it would be more expensive for us than if we both did the same […]
I have capital losses from trading common stock and I wish to know if my capital losses are carried over after bankruptcy? Posted from: British Columbia
retired- my pension pays for mortgage , lease payment on car,and line of credit at bank,with hardly enough to by food,for the month. i owe 150,000.00 in dedt not including thee above,what should i do Posted from: Ontario
