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It’s payday, and you notice that your paycheque is significantly smaller than usual. You speak to the person in charge of payroll at your firm and find out that your employer has received a garnishment notice from the court with respect to your wages. You are upset, confused and not sure what to do next! […]
By Mark Silverthorn – Former Collection Lawyer and Collection Industry Insider You may be very upset because you are receiving collection calls! If these calls are made at your workplace they can cause you a tremendous amount of grief, particularly if the bill collector speaks to a receptionist, fellow employee, or supervisor. Collection calls at […]
You might owe money to creditors and are receiving collection calls — at home, at work, and on your cell phone. It is quite common for a consumer with one debt to get collection calls from multiple sources over the space of a few days. The fact that you might be receiving collection calls from […]
I claimed bankruptcy as I became a widower complete broke with 3 children. My bankruptcy stated that I would have to pay a sum of $ 200.00 a month for a period of 9 months. After 4 months, I got a job and now my bankruptcy corporation want to take much more money from me […]
Will any debt owed to Service Canada, Revenue Canada and Child tax credit be included if I file for bankruptcy? Posted from: Newfoundland and Labrador
My sister-in-law has moved in with us. Her husband ran up an overdraft of about$3000 on a joint bank account before being declared mentally incompetent and placed on disability and under the public trustee. Now the bank are harassing her almost daily. She has no assets and no income other than $300 a month CPP […]
I get paid bi-weekly and bring home under the allotted $2500/month. Four times a year I get paid more due to a wage grant. Does this automatically put me in the surplus income category (paying for 21 months) or can I pay $175/month for 9 months and submit half of the grant money when I […]
I went to see a consultant today… I owe just under $25,000….Not enough income to pay all the bills. They told me I would pay $250. right away. Then $150 for 9 months. Then the govt would keep my 2013 gst and any refund from next year. I always heard that it was aflat $1000. […]
Hi. I claimed bankruptcy in late November. My post bankruptcy tax return left me with a debt owing for income taxes. Can you please explain to me why I can’t use the amount that I have paid as a surplus income adjustment? If it had been a return it would have been considered income. I’ve […]
I already payed fees for my bankruptcy, how much should I pay surpose for creditors Posted from: Ontario
