Consumer Proposals: Answers to Questions

Most Recent ‘Consumer Proposals’ Posts

Consumer Proposal or Debt Management Plan

I was speaking with an upset lady today during a break at work. She stated that she gambled her money away. She can now only pay the minimum monthly payment on her bills but has nothing left afterward. She owns the home and only has one year of mortgage left. I suggested that before she […]

Mortgage Renewal and Consumer proposal

how would a consumer proposal affect renewal of mortgage after the current term ends? I have a 5 year closed mortgage up for renewal in 2012. Please respond Posted from: Ontario

Desperate

I filled a consumer proposal in 2008. I have 8 months left to pay. However, since my consumer proposal, my situation has changed. I now have to pay over 1000.00$ in daycare. I am getting behind again after doing so well. Revenue Quebec is after me for 2008 and soon 2009 income tax debts. I […]

family bank accounts

In a CP or bankruptcy, one of my creditors would be a line of credit at a certain bank. However my teenaged son has a bank account and GIC`s in his name at the same bank . Can my creditor try and claim those funds? There is info on those accounts that has me listed […]

supplementay card

I have about $133k credit loan and line of credit.My ex-wife has joint account with me about $ 21k ( 2 credit cards and one line of credit about $ 13500) However I count there are $ 70k under my name but my ex-wife has the supplementary cards. She also sign for the application and […]

You are required to repay ALL of the taxes

I filed a CP in summer 09; earlier in Feburary 09 I withdrew 13,000 RRSP. I did my 2009 return and now owe $1700 to CRA. We had only listed $400 as CRA debt on my CP – the trustee said I would owe money for 2009 tax year and she was right just off […]

cra question

Hi I filed a CP and it was excepted in April/10 My question is cra was included in it for owed taxes 2006-2008. Now will cra keep the 2009 refund and apply it to the outstanding balance? Posted from: Ontario

Salary requirement for consumer proposal

Is there a minimum salary requirement to enter into a consumer proposal? Posted from: British Columbia

About my house

can I get a consumer proposal if I have equity in my home but my parents are on the morgage and won`t sign for remorgaging Posted from: Nova Scotia

Can the balance of my consumer proposal be added to my mortgage?

I am renewing my mortgage and was wondering if i was able to add the remaining portion of my consumer proposal to my new mortgage. I still have 3 and a half years of payments remaining and if i was able to add it to my mortgage would my proposal be complete? Posted from: Ontario

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