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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Horse and dogs

I can`t find anywhere if my pets are affected by bankruptcy. I have 2 horses (one that was willed to me by a friend) and 3 dogs. All are like kids to me and I would never let anyone take them. I have read through the Ontario info and don`t see anywhere if they are exempt? Thanks T

Posted from: Ontario

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One Response to “Horse and dogs”

A licensed trustee said...

There is no exemption for “pets” in any province. You are entitled to an exemption for “personal property” worth up to $5650 in Ontario. If your pets have a high monetary value (I realize they have high personal value to you) then you may have to pay an additional amount in order to file for bankruptcy.

A bigger question that begs asking – can you afford to keep all of your “kids”? You might be doing them and you a favour by finding good homes for a few of them to lessen the financial burden on yourself… You probably don’t want to hear this, but it is sometihng you should consider.