FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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go into home?

I don`t see this question around, but i have to ask.

Can the trustee, debt agency or someone go into the home to look around and take whatever they think has value? For example a $500 couch they think is worth $6,000 if they see it. A computer worth $3,000 (at that time new) but now its worth $300 or a picture that looks old. What if it`s an heirloom? A Big screen LCD TV that has a crack or doesn`t work.

Posted from: Ontario

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One Response to “go into home?”

A licensed trustee said...

In the 20,000 files our firm has handled we have never gone into to some one’s home to re-assess thier belongings. Having said that, the law allows for it IF a creditor has reason to beleive to you have failed to properly disclose the things that you own or their worth.

So, if a bank lloaned you $50,000 to buy a baby grand piano and you tell your trustee it is “an old used piano worth $800”, well there may be problems…