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student loan and visa and mastercard loan

I need help, I have 31.000 student loan, I have 23.000 visa and mastercard loan. I am recent graduate from college. untill now monthly I am using my children tax to pay back my visas and master cards, and next three months I have to start to pay back my syudent loan. I can`t afford it. I use visas for daily costs and by the emd of the month I use my children tax to pay back my visas. what should I do? I really need help.. please

Posted from: Ontario

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One Response to “student loan and visa and mastercard loan”

A licensed trustee said...

One step at a time… contact the bank that holds your student loans and see if you qualify for any of the relief programs. Then, I think you should go and speak to a credit counselor or maybe a trustee. You need a different pair of eyes to look at what you are doing and explain the options that you have to resolve the problem.