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Student Loans Debt Date

I was 7 years past the last date of being in university in April 2013, with outstanding student loans. I returned for one term to complete my degree for employment purposes and got this term paid for through a scholarship. If I was to claim bankruptcy with outstanding student loan debt, what date would be considered?

Posted from: British Columbia

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One Response to “Student Loans Debt Date”

Jillian Taylor-Mancusi, Trustee | B.A. | C.I.R.P said...

Student loan debt is dischargeable in bankruptcy seven years after the date on which the bankrupt ceased to be a full or part time student. Now there have been numerous cases brought before the Courts with regard to your specific situation. The most recent case law states that the seven year period runs from the date the debtor ceased to be a student in relation to the particular loan. This is from Canada (Attorney General) v. Collins. This judgement also follows the case of Re Hildebrand.