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student loan

I received students loans for school and completed the program in Dec, 2001. I filed bankruptcy Feb. 11th, 2009 and discharged Nov. 13th, 2009. Beyond the 7 years from finished program completion to the bankruptcy.
First question is, if I applied for Interest Relief for the first few years after the completion of school does this change anything, and if so, how and why?
Second question please, If I attended another college a few years after I had originally graduated, BUT paid cash (no student loan) does this change things as well? Is it not based on the last day I completed school that was funded by OSAP.

Thank you so much for your time!!

Posted from: Ontario

One Response to “student loan”

A licensed trustee said...

The 7 year clock styarts ticking the day after your official “end of study date”. It has nothing to do with when you borrowed the money – it is supposed to be ther last day you were regsitered as a student.

If you do’t know what your end of study date was/is contact the National Student Loan Centre and ask them. The 7 year clock starts the day after that…