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*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Canadian Student loans

I have not attended school since 1997. I Moved to the States immediately following school and still reside in the US. I have over te year made very minimal payments since I do not make much money. I never even covered my interest. I have not made a payment since 2004 and have been serve documents stating immediate payment is due (approx $20,000 Cdn). There is no way possible I can pay this. I live in Michigan which has been hit extremely hard and I am lucky to have the low paying job that I do have. What are my options? Is filing for bankruptcy in Ontario and option?

Posted from: Ontario

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One Response to “Canadian Student loans”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

You would be eligible to file for bankruptcy in Ontario. What you would need to do is to contact an Ontario trustee, they will then be able to discuss your options generally and help you negotiate the process of filing cross-border.