oooops.
I have students loans and credit cards. Now I am in Japan and I owe like 65,000 total. I cant make payments right now and the compound is killing me. I dont know what to do. Also can they go after my family members for my mistake? Nothing is cosigend so…

If you are outside of Canada there is likely very little your student loans will be able to do to collect. Nor are they able to apply pressure on your family, although they can call to confirm your location and any details of employment, but other than that you shouldn’t have any major troubles unless you return to Canada.