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WSIB and Bankruptcy

If I lose my final WSIB appeal and they drop my level of impairment from the current 35% to the original 18% I’ve been been told I would have to repay the lump sum NEL plus the difference between the 18% impairment and the 35% impairment for the years I’ve been collecting WSIB. This payment alone would force me into bankruptcy. Would this debt be discharged upon declaring bankruptcy?

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One Response to “WSIB and Bankruptcy”

Desmond West-Chow, CIRP, Trustee said...

I believe this would be discharged in bankruptcy as there is a very specific list of debts not discharged. The debts that are not discharged include debts resulting from: fines; lawsuits from assault-like charges; support payments; fraud; and some student loans. This is a very brief explanation of the particular section of the Bankruptcy and Insolvency Act, so it’s always a good idea to sit down with a local trustee to review your situation in more detail.