How long does it take to dis-charge a bankruptcy?

How long a discharge from bankruptcy takes depends on a number of factors. As well there are two discharges that occur in a bankruptcy; the discharge of the bankrupt as well as the discharge of the trustee. In discussing the discharge of a bankrupt; if you have never been bankrupt before the bankrupt’s discharge can take place at either at the end of the 9th month or the end of the 21st month. This will depend on factors such as your income, your household income and your household size. If you have been bankrupt on a previous occasion you may not be discharged from the bankruptcy until the expiration of either the 24th or 36th month, again depending on your income, the household income and your household size. If you have been bankrupt on more than two previous occasions the matter of your discharge from bankruptcy will be determined by the Courts. In any of the scenarios described the bankrupt’s discharge may be opposed by either the Office of the Superintendent of Bankruptcy (the government), one of the bankrupt’s creditors or the trustee. Should an opposition be filed by any of these parties the matter of the bankrupt’s discharge will be brought before the Courts. Since there can be many factors that influence when a bankrupt is discharged, it would be wise to discuss the specifics of your situation with a local trustee in bankruptcy.