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*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Super Intendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Payday loans

I am currently in bankruptcy, but have received payday loans which I cannot pay off. Can these be added to my bankruptcy or do I have any options to try to pay them down?

Posted from: Alberta

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One Response to “Payday loans”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

The bankruptcy can only include debts that relate up to the date you filed. You are not able to add any debts to the bankruptcy that were incurred after the fact. As for options, really you don’t have many options and are forced to either explore a consolidation loan or potentially make arrangements directly with these payday loan companies.