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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Super Intendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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# of person changes from 2 to 4

As soon as children are born – does that raise the # of the family members at that time or is there a minimum age that it falls into – for affecting the surplus income levels?
If a family declares bankruptcy, how do they take into account the things needed when children are added to the family, when the surplus income is taken out – how would you have enough left over to cover your children’s basic needs?

Posted from: Ontario

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One Response to “# of person changes from 2 to 4”

A licensed trustee said...

Any time your household size changes you should be contacting your trustee to see how it affects your monthly payments. When children are born (or return home like so many are doing these days) the number fo people will increase. When kids move out, or you go through a separation, the number decreases. It is possible to have a differnt number every month of the process…