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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Super Intendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Third Bankruptcy

I have declared bankruptcy two different times over 20 years ago. Will I be able to declare for a third time.

Posted from: Alberta

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One Response to “Third Bankruptcy”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

There is nothing that will prevent you from filing a third bankruptcy. However, you will find that a 3rd bankruptcy will be more difficult than your first two. At a minumum you can expect that you will be in bankruptcy for 21 months, but there is a good possibility that it could be extended longer. As a result we often suggest people consider a consumer proposal if at all possible, as it allows you to avoid some of the negative consequences of multiple bankruptcy. So when you meet with a local trustee be sure to discuss whether this would be a possibility in your situation.