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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Single or Joint Bankruptcy in a Marriage

Is there such a thing as single bankruptcy in a marriage. One spouse files but the other does not? Or both are affected anyway because we are married. If single is possible, how does this work?
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Posted from: Ontario

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One Response to “Single or Joint Bankruptcy in a Marriage”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

I often will have one spouse file bankruptcy without impacting the other. The key is how your debts have been signed. If you are the only party who has signed on the debt then there is no need for the both of you to file a bankruptcy. To determine if a single bankruptcy will be sufficient you should meet with a local trustee, they will look at who you owe money to and help to determine if there would be any impact on your spouse or if a joint filing would be necessary.