conditional discharge and filing of a second bankruptcy

April 6th, 2009 by Questions

I made the mistake of getting mixed up in payday loans while in bankruptcy (payday loans not covered by my initial bankruptcy). Currently I have a conditional discharge, I have debt outstanding debt owing from the payday loans, and I am being threatened with wage garnishment. Can I file for a second bankruptcy while currently in a conditional discharge?

Posted from: British Columbia


One Response to “conditional discharge and filing of a second bankruptcy”

, Barton Goth - Goth & Company Inc. -Trustee in Bankruptcy said:

You are not eligible to file a second bankruptcy until you have fulfilled the conditions of your conditional order and have been discharged from the first bankruptcy. Although, filing a second bankruptcy so quickly after the fist will make the bankruptcy process much more involved, so you may want to discuss the ramifications of a second bankruptcy with your trustee as it may be better for you to investigate the filing of a consumer proposal instead (although to do this you still would need to finish your original bankruptcy first).

Please post a follow up comment below:

(Note: comments are reviewed by moderators and then posted after approval. In addition, due to high volume some of the comments might not be posted.)