FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

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*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Wife filing only

My wife is filing for bankruptcy, I had already removed my name for the credit cards we had together. She works full time and I work part time for a company we started but its been incorporated last year. Can you advise me on what would happen to my credit if only she files? We don`t own a home but we do have a vehicle paid for which I use to deliver my products. Thanks.

Posted from: Ontario

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One Response to “Wife filing only”

A licensed trustee said...

If you are not jointly responsible for any debts with your wife and she files for bankruptcy it should not have any impact on your credit rating or history. Your credit will only be affected if you have shared debts – which yuo say you don’t.