FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

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*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Credit Card Use Prior to

My husband & I recently spoke with a trustee and have an appointment next week to file for bankruptcy. Do I have to stop using my credit cards immediately or can I use them up until we sign the papers? I ask this as we have been using them to pay bills. I don`t want to be blamed for fraud.

Posted from: Ontario

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One Response to “Credit Card Use Prior to”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

You should stop using the cards immediately.

As part of the bankruptcy your trustee will be required to review the credit card usage on your accounts for at least the last 3 months and if there are unusual or significant credit card use this can have implications of your discharge.