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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Super Intendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Bankruptcy in 2 countries?

While living abroad I incurred credit card and line of credit debt. I am living back in BC now and considering bankruptcy for debts here and overseas. can I claim bankruptcy for debt in another country or if i file in Canada will that include foreign debt?

Posted from: British Columbia

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One Response to “Bankruptcy in 2 countries?”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

If you file for bankruptcy in Canada you will be released from your Canadian debts. Although while your in Canada none of your other creditors will have the legal ability to pursue you for debts as they are prevented as a result of the Bankruptcy.

However, this protection from foreign creditors only exists while you are in Canada. The moment you leave the country the protection no longer exists.

In terms of filing for bankruptcy in a different country. Each country has it’s own separate insolvency system, so you would have to contact a professional in that country.