FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Ms.

I live commonlaw. We are considering filing for bankruptcy. We were told this would be our best option, instead of a consumer proposal. My question is this. Do we both have to file seperate bankruptcies, or can we file a joint bankruptcy. We both have seperate bills, and joint ones too. It would be a lot less fees if we could file a joint bankruptcy. Thanks

Posted from: Ontario

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One Response to “Ms.”

Barton Goth – Goth & Company Inc. – Bankruptcy Trustees said...

The legislation reads that in order to file a joint bankruptcy or proposal the majority of debt must be joint and filing jointly as opposed to singly cannot be detrimental to the creditors . So the answer to your question will depend on how much debt you have singly and jointly. My recommendation is that you put a list like this together, visit with a local trustee and they will be able to tell you if you can file jointly or not.