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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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New Rules Regarding RRSP

I have taken money from my RRSP in 2007 under the Lifelong Learning Program.

The money becomes fully due this year since I didn`t join a qualifying course due to financial difficulties. . Can I repay the money to my RRSP this year if I intend to declare bankruptcy? The money had been initially deposited in my RRSP in 2003.

Posted from: Ontario

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One Response to “New Rules Regarding RRSP”

A licensed trustee said...

Sorry, but your question hasn’t even been considered by the Ofice of the Superintendent of Bankruptcy – the RRSP rules are too “new”. If I had to guess (and that’s all this is) I’d say that the funds will be safe since they were originally deposited (contributed in 2003), but this is only a guess.