alternatives to bankruptcy
how is a trustee different than dealing with a company such as `Total Debt Feedom Inc.`
Connecting You with Trusted Licensed Insolvency Trustees – We’re Here to Guide, Not Decide. Learn More
how is a trustee different than dealing with a company such as `Total Debt Feedom Inc.`

There are a number of companies in the market place that offer various forms of debt restructuring assistance – some are repuatable and some are not.
Trustees are licenced by the federal government and are the only persons that can provide services pursuant to the Bankruptcy and Insolvency Act (ie proposals to creditors and bankruptcies).
If you have the ability to repay your debts in full then a credit counseling agency or perhaps one of these consulting firms may make sense. If you are not able to repay your debts in full you should be speaking to a trustee before you start paying consulting fees to any other agency.