FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

"*" indicates required fields

Name

This field is for validation purposes and should be left unchanged.

Name*

Phone Number*

Email*

This field is hidden when viewing the form

What's the best time to contact you?*

Location*

What city do you live in?*

Total Unsecured Debt*

*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

This field is hidden when viewing the form

Source

How can we help you?

If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

Agreement*

I understand that Bankruptcy-Canada.ca does not provide debt relief services directly and agree to securely share this information with a local Licensed Insolvency Trustee (LIT) for a free, confidential consultation.

Select Trustee By Province

disabled

I Have been disabled for approx. 3 years .I have been told that I will never be able to work again. I had just graduated with a masters degree in computer science. I have massive amount of debt ( credit card ,student loan ) .My only income now is from community services which is 450 month. I had never worked enough to receive Canada pension. I understand that I am likely creditor proof and told the collection agencies the same . How do I get the collectors from calling me .Could i go bankrupt just to get them off my back .

Share this post:

X (Twitter) Facebook Pinterest LinkedIn Email

One Response to “disabled”

A licensed trustee said...

Bankruptcy would stop the commercial lenders (credit cards, lines of credit), but it would not deal with your student debt until you’ve ben out of school forat least 10 years.

In addtion, there is a cost associated with filing for bankruptcy. If you are living on $450 a month you probably have better things to do with your money than paying the bankruptcy fee…