Can I CHOOSE bankrupcy?
If a consumer proposal is possible, can I still choose to file for bankruptcy instead ?
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If a consumer proposal is possible, can I still choose to file for bankruptcy instead ?
Everyone can choose to file a bankruptcy. However if you file bankruptcy and were realistically able to file a consumer proposal you will find that this may be a reason for your discharged to be opposed (this will be done either by your creditors, or your trustee as the trustee has a legal obligation to notify the court if you were eligible to file a proposal).