FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

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*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

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How can we help you?

If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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I understand that Bankruptcy-Canada.ca does not provide debt relief services directly and agree to securely share this information with a local Licensed Insolvency Trustee (LIT) for a free, confidential consultation.

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Creditors and information

If I talk to a Licensed Insolvency Trustee about whether or not I should declare bankruptcy, will the trustee log it into my credit report for all to see? or is the information kept private until I actually declare bankruptcy?

I am concerned that creditors might find out that either myself or a trustee has either looked at my credit report or requested changes to my credit report.

Thank you.

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One Response to “Creditors and information”

Barton Goth GCO Bankruptcy Trustees said...

The trustee doesn’t have the authority or access to your credit report before or after the bankruptcy. Any meetings that you have with the trustee are completely confidential until you actually file a bankruptcy or a proposal.

As for your creditors finding out you have looked at your credit, this won’t suggest anything to them as it is recommended that everyone review a copy of their credit history at least annually.