FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

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*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

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How can we help you?

If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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RIF’s

Are personal Registered Income funds (those converted from RRSPs by one principle) accessible to creditors when filing bankruptcy for a Company involving 2 principles.

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One Response to “RIF’s”

Barton Goth GCO Bankruptcy Trustees said...

If it is a corporate entity that is filing for bankruptcy than personal assets will not be considered property that is available to the creditors unless the monies were put into these funds on the eve of bankruptcy in an attemp to defeat or defraud creditors.

However, there are certain debts that may survive the corporate structure and if they survive this stucture they could possible attack these funds. For more informaiton you should discuss this with a local trustee.