FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

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*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

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How can we help you?

If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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I understand that Bankruptcy-Canada.ca does not provide debt relief services directly and agree to securely share this information with a local Licensed Insolvency Trustee (LIT) for a free, confidential consultation.

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Time between consulting & filing.

What is the maximum amount of time I have between consulting a Licensed Insolvency Trustee for the first time and deciding to file for bankruptcy?

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One Response to “Time between consulting & filing.”

Barton Goth GCO Bankruptcy Trustees said...

There is no maximum time frame in between, in fact there is no obligation for you to file at all. However, from a trustee’s standpoint he is limited to 6 months. Therefore if more than 6 months has elapsed the trustee will likely need to sit down prior to you signing the bankruptcy documents and just review that there haven’t been any material changes since you first met.