FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

"*" indicates required fields

Phone

This field is for validation purposes and should be left unchanged.

Name*

Phone Number*

Email*

This field is hidden when viewing the form

What's the best time to contact you?*

Location*

What city do you live in?*

Total Unsecured Debt*

*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

This field is hidden when viewing the form

Source

How can we help you?

If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

Agreement*

I understand that Bankruptcy-Canada.ca does not provide debt relief services directly and agree to securely share this information with a local Licensed Insolvency Trustee (LIT) for a free, confidential consultation.

Select Trustee By Province

How to answer when asked if you’ve ever declared bankruptcy…

A few years ago I filed a consumer proposal and it was completed and fully paid in 2005. Now in 2007, I am trying to apply for new credit but on some of the forms I’m asked if I’ve filed for bankruptcy in the last 7 years. I did not file for bankruptcy, it was a consumer proposal. How should I answer the question ?

Share this post:

X (Twitter) Facebook Pinterest LinkedIn Email

One Response to “How to answer when asked if you’ve ever declared bankruptcy…”

Barton Goth GCO Bankruptcy Trustees said...

Filing for bankruptcy is sigificantly different than filing a consumer proposal. As a result when asked if you filed for bankruptcy your initial reaction was the correct one, you did not file for bankruptcy and therefore should not indicate that you have.