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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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HELP!!!!!-LEGAL MONEY OWED!!!!!

I have gone through a rough 4 years-exhusband charged with unlawfulentering into my home-a year later challenged custody of our son-his parents stepped in and won costing me everything i have made since i left him in 1999. I have legal debt of 46,000 to lawyer, line of credit, credit cards, child support, mortgage, car payment, injured worker(back and forth from wsib to employer)income varies from month to month. i am considering bankruptcy to have some recourse to the legal over load of bills and debt. I would like to keep my house- no real equity, and my truck, i can afford those but not the other 69000 in debt. What should i do?

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One Response to “HELP!!!!!-LEGAL MONEY OWED!!!!!”

Barton Goth, GCO, Bankruptcy Trustees said...

From the sounds of things bankruptcy could definitely help to solve many of the problems that you have identified, with the exception of child support. If you owe money as a result of child support this would be a debt that survives bankruptcy.

In terms of assets, typically you will find very little impact on a house (with little equity) or a truck, but this can vary by province. As a result it is best to contact a local trustee directly and he will be able to comment on the provincial legislation that governs these types of things, you can do so by clicking on the following link:licensed trustee.