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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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debt

I live common law and am thinking of going to see about a proposal. my question is if I do that we own a house together will they take it. I have some rrsp will that be taken. I just have to much credit card debt but the mortgage payments are made and the line of credit both joint.

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One Response to “debt”

A licensed trustee said...

Let me start by clearing something up – you don’t lose your RRSPs or you house if you file a proposal. The idea behind a proposal is that you offer your creditors a repayment plan instead of losing your house and/or cashing our your RRSPs.

IT sounds like you should use the links at the side of the page to find a trustee near your home and give them a call – they will review a number of options with you (including a proposal), then you can decide which suits you best.