It doesn’t matter if a creditor thinks you committed fraud, it matters whether there is sufficient evidence of fraud for them to get it recognized by the courts.
If the courts agree fraud has taken place then the debt would survive bankruptcy, but realistically we see very few situations where this becomes an issue.
However you are best to discuss this with a local trustee and get their opinion whether or not they feel you are at risk of this taking place.
It doesn’t matter if a creditor thinks you committed fraud, it matters whether there is sufficient evidence of fraud for them to get it recognized by the courts.
If the courts agree fraud has taken place then the debt would survive bankruptcy, but realistically we see very few situations where this becomes an issue.
However you are best to discuss this with a local trustee and get their opinion whether or not they feel you are at risk of this taking place.