I live in nova scotia. A credit card company has put me into collections. They are likely going to try and garnish. The problem is that there is a dispute about the debt.In fact I do not owe anything to the card company.I did not use the card or sign it. It was my ex wifes debt .I had a card on her account.Since I never used or signed it I am not responsible for it.The collection firm says I am. When seeking garnishment does the court just accept what the collection people say I owe .I want an opportunity to argue my case.Will the court just slap a wage garnishment on me.How can they garnish me with a debt I do not owe.Then add to my debt the amount they incur using the courts.I dont want to have to pay for a lawyer to defend myself.When I prove the debt is not mine.Will they reimburse me for my costs (Lawyers etc).