Run-a-way bankruptcy
When I was in my early 20’s and in school, I had a bit of a melt down and claimed bankruptcy. Not being able to manage the payments for this either, I left home and move across the country. 5 years later, I have completed paying off my student loan, I am still in ‘limbo’ with claiming bankruptcy. What are my options now? How do I ‘finish’ what I started? How do I fix what I was not able to handly when I was younger? Or can I?

The easiest way to finish the existing bankruptcy is to contact your original Trustee. See if they would be willing to re-open your file (and there would be a cost to do so). Once the file is re-opened you will have to comply with all the outstanding requirements under the act, and the Trustee will be able to make an application on your behalf to court requesting a discharge. Now at that point it will be in the court’s hands and they will likely impose some sort of penalty for your non-compliance, but what that may or may not be really depends on the jurisdiction the original filing was and what type of mood the registrar is in.