co signer`
Will I be able to obtain a mortgage immediately after being discharged if I have a co signer and proof of mortgage payments being made out of my account over the last two years?
Connecting You with Trusted Licensed Insolvency Trustees – We’re Here to Guide, Not Decide. Learn More
Will I be able to obtain a mortgage immediately after being discharged if I have a co signer and proof of mortgage payments being made out of my account over the last two years?

If you mother paid off the joint loan then you filing bankruptcy will not affect her credit. Technically speaking if you file bankruptcy you should be listing your mother as one of the debts and are not able to make any payments to her until you are discharged from bankruptcy.