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When does bankruptcy come off my credit report?

i have declared personal bankrupcy in Ontario since May 1997. would this have been purged from my credit history by now? and what are my chances to regain some credit now?

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One Response to “When does bankruptcy come off my credit report?”

Barton Goth, GCO Inc. Bankruptcy Trustees said...

A bankruptcy is automatically purged six years from the date you are discharged. However, they only are aware of this discharge date if you sent them a copy of your discharge certificate. If it still shows on their report even after you have sent that certificate then you must contact the credit bureau directly and inform them their records are inaccurate. For more information on this please follow the following link to equifax’s website. https://www.consumer.equifax.ca/personal/help/