mother of two minimum wage pursued for difference in house sale
Dear Sir / Madam ,
I have some questions I am wondering if anyone can help me with . In 1996 my ex husband and I bought a house. The house was foreclosed on in I think 1998. We are divorced. After all these years I get a phone call telling me I owe 20000 dollars in the difference of price . This out of the blue . I went on permanent disability four years ago . Last august I began a minimum wage job averaging 4 to 5 hours a day . This job may not last due to the recurring nature of my illness . I still have two children at home . I make 7 0r 8 hundred dollars a month , my husband is on EI between 6 or 9 months a year . How can this surprise debt I never even knew existed be sprung on me like this . Should I file bankruptcy . For so long I could barely buy groceries , or pay rent , let alone anything nice for the children . We still live payday to payday .

You have touched on an important issue, once you have signed on any contract there is always a
risk that unless you have paid out the contract in full there may be some outstanding among that
may potentially catch you by surprise. From your comments it definitely appears as that
bankruptcy may be the best way to eliminate many of the pressures that you are currently facing.
Before making any decisions I recommend contacting a trustee in you area and review with him
all the specifics of your situation. If you follow the links to the right of the page, you will be put
in contact with a trustee who will be able to provide a consultation free of charge and together
you will be able to review all your options and determine what course of action it will be best for you.