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*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Super Intendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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creditor proof?

What is creditor proof income?
If you make 1400.00 a month is that creditor proof

Posted from: Ontario

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One Response to “creditor proof?”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

All creditor proof means is that your creditors cannot force you to pay on a the debt as your income and your assets are not valuable enough for the creditors to be able to attack. As such whether or not you are creditor proof depends on your level of income, the source and amount of your income and the type of assets you own. The best way to determine if this is the case is to contact a local trustee and they will be able to ask a few questions to quickly determine whether or not you are creditor proof.