credit rating error
June 5th, 2007 by Questions
Hi, I am currently in bankruptcy. I owed 30,000 on a credit card to a creditor (Scotia Bank). When I applied for this card I alone signed the paperwork but requested a supplementary card for my wife. She has never signed any paperwork nor had she ever activated the card. Scotiabank never came after her for the money but now have reported her to the credit bureau thus affecting her credit rating. They are unable to prove their claim that she was a co-signer. I have asked for documented proof a number of times with no luck. How can my wife get this mistake fixed?