victim of fraud ID?
September 15th, 2013 by Questions
I got a few letters from collecting places telling me to pay up. However, I believe someone had stole my ID and used that after I had lost my wallet some years ago. I have the police report copy in my file to show that I did had lost my wallet and all the ID I had in it. I feel like wanting to go declare bankrupt myself – just to shut them off! I get no help from Credit Canada or anywhere with my problem.
How can I tell the agencies to stop harness me with the letters?
Posted from: British Columbia
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September 15, 2013 at 7:13 am, A licensed trustee said:
If you check I am sure you will find BC has a Collections Agency Act that describes what collectors can and can’t do. In order to stop them from contacting you, you need to either have a lawyer send them a letter instructing them to deal with the lawyer (and hope that they simply go away) or you need to send them a registered letter disputing the debt and requiring them to proceed to Court if they want to collect. Of course, they may take you to Court in which case you will present the police report you referred to. ID theft is a real problem in Canada and at the end of the day you may be stuck with these debts – sorry.