hurryup
i have been with a debt settlement company for 7 month and with help i was able to put in extra money i have enough to settle both credit cards i dont feel like this company is working very fast for me they havent even contacted my creditors yet should i ask for my money back and try myself?
Posted from: Ontario

Once again, I have a VERY low opinion of these companies. Certainly try and get your money back, if you can. If you have a lumpsum of money avialbale to make a deal you shouldn’t need anyone else to help you. Make the same offer the debt settlement company said they’d make. The worst thing that can happen is the credit card companies say no.
Before you do anytihng else, I would go and speak to a trustee. They will review all of your options and help you decide which makes the mopst sense for you.