FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

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*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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No assets

Hi. I have an unsecured debt of less than ten thousand. I have no assets (car,house) and have been unemployed for almost half a year. Do I qualify for debt consolidation

Posted from: Ontario

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One Response to “No assets”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

The best thing to do is to check with your local bank. While there are other institutions who offer consolidation loans, the banks will typically give your most competitive interest rates and the best service. Unfortunately the cost of borrowing from the other institutions is significantly higher, to the point that there is very little value to using their services.