Future credit reports
September 14th, 2007 by Questions
We`ve recently had our bankruptcy discharged and I`m wondering what we should do in the next few years as far as obtaining copies of our credit reports. As a victim of identity theft in the past, I have requested a copy of my credit report from both Equifax and TransUnion every year, to ensure that there was nothing on it that shouldn`t be.
Seeing as our bankruptcy obviously means we will have a difficult time obtaining new credit accounts, is there any reason to continue getting an annual credit report over the next few years? I know there is no harm in getting one, but having already been a victim of identity theft, I am always hesitant to mail copies of my ID to anyone, which is something I have to do every year when I request my credit report (I know I can pay to get it online, but I`d rather save the money on that).