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credit card with a zero balance

If you have a credit card with a zero balance will you lose it in a Consumer Proposal or can you keep it.

Posted from: Nova Scotia

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One Response to “credit card with a zero balance”

A licensed trustee said...

Unfortunately, you are required to surrender all of your credit cards, even cards with a zero balance, if you file either bankruptcy or a consumer proposal. You have the right to re-apply right after you file, but you must disclose that you have filed so the odds of being approved are pretty slim.