a couple of questions
I have approx. 55k in cc and line of c debt – is there a formulae to work out what would be an acceptable lump sum offer to creditors?
How or does it affect my Proposal if debts sent to collection agencies, before filing? – harder to get approved? do collection agents demand higher proposal amount?
will CRA take into account my pending tax refunds when looking at a proposal or are they exempt?
Posted from: Ontario