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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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credit report

how long will stay on my credit report …

Posted from: Ontario

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One Response to “credit report”

A licensed trustee said...

A first bankruptcy may stay on your credit report for 6 years from your date of discharge. A second bankruptcy may stay as long as 14 years from the date of discharge, depending on when you completed your first bankruptcy.

A consumer proposal may stay on your credit for 3 years from the date of completion.

You should spend some time on either Equifax or Trans Union’s Canadian websites to see what they have to say about this. They are the two largest credit reporting agencies in Canada and are the ones most lenders use.