With a consumer proposal, can you still have a small amount of money in the bank?

April 10th, 2013 by Questions

With a consumer proposal, can you still have a small amount of money in the bank? Can you still have a credit card to keep with a zero balance? After filing a consumer proposal, in about 1-2 years, if come into money,, can you pay off the consumer proposal without penalty? Thank you.

Posted from: Quebec

Questions

One Response to “With a consumer proposal, can you still have a small amount of money in the bank?”



, Barton Goth - Goth & Company Inc. -Trustee in Bankruptcy said:

With a consumer proposal you are able to keep a small amount of money in your account so that you are able to pay your normal monthly living expenses. In terms of a credit card, you can not keep a credit card, regardless of whether there is a balance owing on it or not.

As for the ability to pay it off in the future without a penalty, you have this ability as well.

Hopefully this helps!

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