Fixing Household Finances – The Thirty Day ChallengeFor those who haven’t read any of my articles before, my name is Barton Goth. I am an Edmonton bankruptcy trustee with Goth & Company Inc. and a regular contributor to this Trustee Talks article forum. Now this article is significantly different than the typical ones I post, but it is an issue that I […] Learn more >
Escaping the Minimum Payment Trap: How to Overcome the Burden of Unaffordable DebtLife can sometimes feel like a financial juggling act with an increasing number of balls in the air. One of the most treacherous and commonly faced financial hurdles is the minimum payment trap, a pitfall that can drain your wallet and multiply your debt. Understanding and overcoming this trap can help you regain control of […] Learn more >
What are the Early Signs of Bankruptcy?Bankruptcy is a challenging and stressful situation for anyone to experience. For Canadians, understanding the early warning signs of bankruptcy can help prevent financial disaster or better manage its impacts. This blog post will discuss the early signs of bankruptcy, including deteriorating cash flow, increasing debt load, poor credit score, legal actions and collections, over-reliance […] Learn more >
The rule with student loans and consumer proposals is that they can only be cleared if you have been out of school for 7 years or more at the date you file the consumer proposal.