nvr missed payment

I’m looking into a cp, I have never missed a payment to my creditors…trying to keep my credit up…however because debt is so high end up having to charge groceries, gas etc…the vicious wheel. Do I still qualify for cp even though I have always kept up my payments?

Posted from: British Columbia

One Response to “nvr missed payment”

A licensed trustee said...

This “myth” comes up once or twice a year – you do not have to be in arrears or default on any of your debts in order to file a consumer proposal or bankruptcy.